Free guides the TFFT team relies on for MSME credit appraisal — working capital fundamentals, government schemes, CMA data prep, and pre-sanction checklists.
The complete written notes — every formula, worked example, and process step across all six pillars.
⬇️ Download PDFA quick 11-slide overview of the six pillars — good for a fast refresher or client walkthrough.
⬇️ Download PPTThe full 34-slide companion — every threshold, formula, worked example, and RBI reference, slide by slide.
⬇️ Download Full PPTAn overview of the major government schemes MSMEs can combine with bank funding — PMEGP, MUDRA, CGTMSE collateral-free cover, CLCSS technology upgrade subsidy, and select state-specific incentives (Haryana, UP, Rajasthan, Bihar and more).
Ask us on a free consultation call which scheme fits your case — eligibility depends on your enterprise category and location.
A step-by-step walkthrough for preparing Credit Monitoring Arrangement (CMA) data — reading the balance sheet, projecting the next 2–3 years, computing key ratios (current ratio, DSCR, gearing, inventory & debtors turnover), and presenting it the way bank credit teams expect.
What bank credit teams verify during a factory visit and personal discussion (PD) — site verification, stock & machinery check, promoter background, EPFO/MCA/Google checks, and the documents to keep ready before the visit.
Free 30-minute consultation — Manoj personally reviews your case and tells you exactly what's achievable.
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